About Us

One South Bank is Washington County's only locally chartered community bank. We offer a full menu of banking products designed with your financial needs in mind. With all we do, our mission is to deliver exceptional customer service through our commitment to operational excellence, uncompromising integrity and community leadership. Deposits in One South Bank are insured by the FDIC up to $250,000. See one of our experienced bankers to learn more!

Security

Online predators try to use email as a way to steal financial information. Rest assured, One South Bank will never email you to ask for any account number, password, social security number, or any other private financial information. If you receive an email asking you to verify or update this kind of financial information, you can be certain it is not from One South Bank. The best way to protect your personal financial information is to forward the fraudulent email to contactus@onesouthbank.com then delete the email without responding to it and call us at 850-415-6870. Protecting your personal information is our priority!

Lost or Stolen Visa Card

In the event that your Visa card is lost or stolen after regular business hours, please call (866) 546-8273. If your card is lost or stolen during regular business hours, please call the bank at (850) 415-6870.

Hours and Location

Our full-service location is at 1385 Main Street. Our Lobby is open Monday - Thursday 8:30 a.m. until 4:30 p.m. and on Friday 8:30 a.m. until 5:00 p.m.

Notice of Changes in Temporary FDIC Insurance Coverage

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

You're Covered!