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Meet Our Directors

 
James A. HammackJames A. Hammack
Director

James A. (Ace) Hammack is Chairman of the Board of One South Financial, Inc., a commercial bank holding company that owns two independently chartered commercial banks, Bank of Early, Blakely, GA and One South Bank, Chipley, FL. He is also a member of the Bank of Early Board of Directors where he has faithfully served since 2000.
Ace has been a partner in Jolly Textiles since 1970 and President of Dalton Paper Products since 1989. Ace graduated from Blakely High School in 1960, and proudly played one year for the Southern Miss football program. He is a 1965 Graduate of the University of Georgia where he received his degree in Animal Science. He also served as Captain in the US Marine Corp 1967-1970. He has served on the Dalton Chamber of Commerce Board, Foundation Dalton College, Dalton Town & Country Club Board, Dalton Recreation & Parks Chair, The Farm Country Club President, Dalton Quarterback Club, Past President, Grease Monkey International Board Member, Wachovia Bank Advisory Board, and is a member of Dalton 1st Methodist Church (SPR Chair). Mr. Hammack is married to Anne Singletary Hammack, has two married children, and three grandchildren.

Dr. Patricia Cleveland


Dr. Patricia Cleveland

Director

 

Dr. Cleveland joined the Bank of Early Board of Directors in 2002. She is a retired educator, serving as Assistant Superintendent for the Early County Schools and Director of the Albany Technical College, Early County Campus. Active in community affairs, she has served as the Chair of the Early County Chamber of Commerce and a member of the Early County Development Authority. She currently is on the advisory board for Bainbridge State College

 

 

 

  

J. Steve Singletary


J. Steve Singletary

Director

Steve Singletary is a resident of Blakely, Early County, Georgia and is a Director of One South Financial, Inc., a commercial bank holding company that owns two independently chartered commercial banks, One South Bank in Chipley, FL and Bank of Early in Blakely, GA.

Mr. Singletary serves on the boards of both banks and is Chairman of the Board of Directors of Bank of Early, and an Early County Development Authority Board Member. Mr. Singletary is President of Singletary Properties, LLC in Blakely, Georgia, Member of The Mill Place LLC, and serves as Managing Partner of Singletary Farms. He received his Bachelor of Science degree in Agricultural Economics from the University of Georgia.


 

 

Tom Beaty
 
 
 
 
Tom Beaty
Director

Tom Beaty joined the Bank of Early Board of Directors in 1984 and is a graduate of Auburn University. He is the founder and starter of Universal Blanchers from 1979 – 2000.

Currently he is Chairman of the Board of Falcon Protein, Inc., located in Greensboro, AL, which is involved in the process of catfish affal, and will soon open another plant in Grafton, Illinois to process the infiltration of carp in the Illinois River. Tom is married to Kay Reynolds Beaty and they have two daughters, five granddaughters and three great grandsons. 


 

 

 

Dr. Garrett N. Bennett
Dr. Garrett N. Bennett
Director


Dr. Garrett N. Bennett is a resident of Early County and a member of the Bank of Early Board since 2005. Dr. Bennett is a physician with the Miller County Medical Center.

He also serves as a Team Physician for Sothwest Georgia Academy and a member of Early County Board of Health. Dr. Bennett is a 1992 graduate of Richmond Hill High School. He received his RS in Biology from University of Georgia in 1996 and his M.D. from Mercer School of Medicine in 2001. In 2004 he completed the Southwest Georgia Family Practice Residency from Phoebe Putney Hospital. Dr. Bennett is a member of First Baptist Church and the Blakely Rotary Club. He is married to Dana Ginn Bennett from Morgan, GA and they have three daughters.

 

 

 

 


Kim Davis WilsonKim Davis Wilson
President and CEO,
Director

Mrs. Wilson is the President/ and CEO of One South Financial, Inc., a commercial bank holding company that owns two independently chartered commercial banks, Bank of Early in Blakely, Georgia and OneSouth Bank in Chipley, Florida. Mrs. Wilson serves as President and CEO of Bank of Early and as Chairman, President and CEO of OneSouth Bank.

Mrs. Wilson holds the Master of Business Asministration in Finance and Bachelor of Arts in English Literature from Florida State University. She is a 1998 graduate of the Louisiana State University Graduate School of Banking of the South. She is a member of the Washington County Economic Development Council and past President of the Washington County Chamber of Commerce Board of Directors, past Chair of the Washington Holmes Technical Center Advisory Board, a member and past president of the Chipley Kiwanis Club, and is a member of First Baptist Church, Chipley, where she serves as pianist. While living in Blakely, Georgia frrom 1992 until 2002, Mrs. Wilson served on the Early Coutny Chamber of Commerce Board of Directors, was active in Blakely Rotary Club, and pianist for the First Baptist Church of Blakely. Mrs. Wilson enjoys serving as the accompanist for Crossroads, a gospel quartet in Chipley, FL. Kim is married to Joeseph Wilson, and they have two children; Preston Wilson and Mary Helen Wilson,

Jack Sutton

Jack Sutton
Director

Mr. Sutton joined the Bank of Early Board of Directors in 1971. He is a resident of Jakin, GA.
Jack is married to Betty Swann Sutton and they have two daughters, Angela S. Musselwhite and Shannon S. Crumbaugh. They have five granddaughters and one grandson. He graduated from Jakin High School and attended Norman Junior College. He served three years in the U.S. Army and is a member of the Jakin Methodist Church. He worked at Bank of Early for 35 years and still serves as a Director, he joined the board in 1971 (43 years). He served as President of the Lions Club and is a Mason and Shriner.


 

 

 


Dr. E. H. Giles
 
Dr. E. H. Giles
Director

Dr. Giles joined Bank of Early’s Board of Directors in 1971. Dr. Eugene H. Giles grew up in Clay County, Georgia and attended the University of Georgia and the Medical College of Georgia. He was a Family Practitioner for 42 years and is the owner of Liberty Hill Farm.

He is married to Betty Barton Giles from Clinch County and they have 2 children, Alicia Moree and Greg Giles.  They have 5 grandchildren.



 

 

 

 

 

R. D. Grist, Jr.
R. D. Grist, Jr.
Director

Mr. Grist joined the Bank of Early Board of Directors in 1982. He is a resident of Blakely, GA. Richard "Buck" Grist has lived his entire life in Early County. After graduating from Blakely Union High School, he attended the University of Georgia where he graduated with a B.S. in Agriculture. He then returned to Early County where he farmed for twelve years. In 1982, he assumed management of Grist Oil Co. and was named president of the corporation.

Professionally, he has served several terms as director of the Georgia Oilmen's Association and two terms as President of the Southeastern Oil Jobbers Co-op, an organization consisting of 300 businesses in nine Southeastern states. Locally, he has served as Chairman of the Board of Tax Assessors and the Board of Recreation. Presently, he is serving as Chairman of the Hospital Authority, as well as Chairman of Primary Health Care of Southwest Georgia, a community health center.
 
Buck is married to Pam Houston Grist and has two children, Dee Grist and Ginny Grist, who are employed by Grist Oil Co. He attends First Methodist Church where his wife, Pam, has taught the Pam Grist Sunday School Class for 38 years.


William A. (Tony) SmithWilliam A. (Tony) Smith
Director

Tony Smith joined the Bank of Early Board of Directors in 1995. Tony is a fifth generation family farmer in Southwest Georgia. After graduating from Auburn University, he returned to the family farm and began a partnership with his father. After his father’s death in 1996 he continued a sole proprietorship, Cherokee Rose Ranch. He specializes in a cow calf operation, the production of irrigated peanuts, corn, cotton, soybeans, Bermuda hay, milo and timber.

Tony has been affiliated with several Associations:

Board of Directors of Georgia Pork Producers Association
President of Georgia Soybean Association
Charter member of the United Soybean Board
Board of Directors of Georgia Canola Association
Board of Directors and Past President of the U.S. Canola Association
Board of Directors and Chairman of Audit Committee of Gold Kist, Inc.
County Supervisor of the Flint River Soil and Water Conservation District
Member of the Georgia Cattlemen’s Association
Member of the National Cattlemen’s Association
Board of Directors (1994) and Audit Committee Chairman (2002) for Bank of Early

Tony is married to Beverly Bush Smith and they have two daughters, Savannah and Joanna Smith. He is a member of the Patmos Freewill Baptist Church where he serves as the Audio/Video Technician.

Jack WatsonJack Watson
Director

Jack Watson joined the Bank of Early Board of Directors in January 2013. Jack is a life-long resident of Blakely, GA. He received his Insurance and Real Estate license in 1979 and became a Real Estate Broker in 1988 and became a Certified Insurance Counselor in 1989.

Jack served for 15 years on the Board of Directors of the Professional Insurance Agents (PIA) of Georgia and was elected President of PIA in 2004. He also served from 2005 through 2011 on the Board of Governors for the National Alliance of Insurance Ed & Research in Austin, Texas. Locally, Jack served three years on the Board of Directors for the Blakely/Early County Chamber of Commerce and was the Chamber Board Chairman in 2009. He is a member of First Baptist Church of Blakely and is currently serving as the Chairman of First Baptist Board of Deacons. Jack became the owner and President of Collier Realty Company, Inc. and Collier Insurance Agency, Inc. in 1994. Jack is married to Ginger Collier Watson and they have two married children; son, Dr. Collier Watson in Columbus, Ohio, and daughter, Page Watson Harris in Indianapolis, Indiana. Jack and Ginger have two beautiful grandchildren, Blakely Bree Harris and Eli Collier Watson.

Tommy DavisTommy Davis
Director

Tommy Davis joined the Bank of Early Board in 2013. He previously served on the Bank of Early Advisory Board for the Arlington Branch and is presently serving on the Board of Early County Gin.

Tommy is a member of the Early County Planning Commission and faithfully served on the FSA County Committee and the Southwest Georgia Academy Boards. Prior to serving as a director for the Bank of Early, he served on the Bank of Early Advisory Board for the Arlington Branch. He is a graduate of Southwest Georgia Academy and attended Abraham Baldwin Agricultural College. Tommy is married to Tonya Kenney. He and Tonya have two sons, Trey and Todd, and two grandchildren.
 

 

 

 

T. E. Moye, Jr.T. E. Moye, Jr.
Director

T. E. Moye, Jr. joined the Bank of Early Board of Directors in 2013.  Born and raised in Baker County, Georgia, T. E. is also a graduate of Abraham Baldwin Agricultural College and the University of Georgia with a degree in Agricultural Economics.

He worked with GA Farm Bureau Federation as a district field representative for nearly 30 years before taking early retirement. T. E. and his family own and operation a farming operation, including peanuts, corn, cotton and beef cows. He currently serves as President and CFO of Georgia Federal State Inspection Service (GA FSIS), headquartered in Albany, GA with twelve district offices throughout the State. Since 2006 T.E. has served as Chairman of the Baker County Board of Commissioners. He is an active member of Patmos Free Will Baptist Church, where he serves as Deacon and Sunday School Teacher. T.E. is married to the former Evera Shiver, also a UGA graduate. They have two adult daughters and two precious granddaughters.

 

Alfred Guettler headshot

Alfred D. Guettler
Director 

Mr. Guettler has been a resident of Chipley, Florida since 1966. He is the President of Guettler & Guettler, Inc., a family-owned and operated business founded in 1980 to provide right-of-way clearing services for power companies and has specialized in highway markings since 1984. Mr. Guettler is a graduate of Chipley High School with Civil and Architectural Training from the Washington-Holmes Technical Center, served the US Army as a Corporal and attend the Baptist College of Florida 2004-2005. Mr. Guettler and his wife, Becky, have three married daughters.
Mr. Guettler feels strongly about the importance for a community bank in our area.
 
“There is an urgent need in our community for a bank that goes back to the personal touch…a personal bank with wise, but speedy decisions made at the local level…involved with our customers and knowing their needs…state of the art and willing to keep pace with the ever changing technology of today…One South is that Bank.”
-Alfred D. Guettler

 
 
Ronald Davis headshot
D. Ronald Davis
Director

D. Ronald Davis. Mr. Davis is a lifelong resident of Jackson County, Florida and is co-owner and Vice President of Quality Peanut, Inc., a procurer of farmer stock peanuts for Sessions Oil Company since 1992. He is President of Panhandle Auctions, Inc., a bonded auction company, and has been the contact auctioneer for Seminole Stockyard in Donalsonville, Georgia since 1997.

He owns and operated a farming operation producing peanuts and soybeans for more than 30 years and has maintained a commercial beef cattle operation for more than 42 years. He is a graduate of Chipola College and member of the Florida Cattlemen’s Association, Washington County Cattlemen’s Association, United States Team Roping Championship, and former member of the Florida Peanut Producers Association. He is a licensed auctioneer in Florida, Georgia and Alabama.
Mr. Davis commented on the need for a community bank in our area:
 
One South Bank meets a need in our area for a locally-owned and managed bank that understands the agricultural sector of the local and national economy…as a locally-headquartered bank with decisions made by local people who are involved with all segments of the community, One South Bank will continue to enhance the economy of Washington County and the surrounding area.”
-D. Ronald Davis