Compare CHECKING Accounts
OneSouth Bank offers deposit accounts designed to meet your specific financial needs. With each checking account, you will receive a variety of benefits with a wide range of features.
Explore Account Details
Life Checking
Life Checking offers many extras: Shopping Rewards, Travel and Leisure Discounts, Health Discount Savings, ID Protect, Accidental Death & Dismemberment Insurance, Cell Phone Protection, and Buyers Protection and Extended Warranties. Call one of our helpful bankers to sign up today!
- $100.00 minimum deposit to open
- Free Internet Banking/Mobile Banking
- Free Bill Pay
- Debit Card
- Unlimited Check Writing
- Free Notary Services
- One Free Cashier Check per month
An $8.00 monthly service charge applies. But we’ve made it easy to avoid or reduce the service charge by:
- Having 25 credit/debit card swipes each month to reduce the service charge by $4.00.
- Enrolling in e-Statements to reduce the service charge by $2.00.
- Enrolling in direct deposit and reduce the service charge by $2.00.
Student Checking
Free checking for our students with 24/7 access to OneSouth Bank via our Online Banking Center. Receive all of the Life Checking Benefits with no fee for students under 22.
- $25 minimum deposit to open
- Available for students under the age of 22
- No monthly service charge
- Free Internet Banking and Bill Pay Services
- Debit Cards are available
- Unlimited check writing privileges
Once the student reaches age of 22 the $8.00 monthly service charge applies as does the ways to reduce or avoid the service charge by doing the following:
- Having 25 credit/debit card swipes each month to reduce the service charge by $4.00.
- Enrolling in e-Statements to reduce the service charge by $2.00.
- Enrolling in direct deposit and reduce the service charge by $2.00.
Legacy Checking
Our Legacy account is designed for individuals who are 50 and older.
- $100 minimum deposit to open.
- There is no monthly service charge or per debit item fee.
- Will receive one free box of wallet style checks per year.
- Identity Theft Expense Reimbursement Coverage2
Receive up to $10,000 Identity Theft Expense Reimbursement - Fully Managed Identity Theft Resolution Services
Hometown Hero Account
This account tailors to those who serve and protect us such as: Educators, Firemen, Law Enforcement Officers, Military Personnel, Paramedics and other Medical Professionals both active and retired.
- No minimum deposit to open this account.
- No minimum balance for this account to maintain or to avoid service charges.
- Depositors will receive two free 150-pack check orders per year.